Mint stunned many when it was announced that it would be shutting down. Here are a few options and things to consider.
Manual - Many of the individuals that I know that are the best with their cash flow take a manual approach. This forces you to see very clearly every transaction as you write/type it onto paper or into a spreadsheet. With many of the systems, but especially this one, it will simplify your life greatly if you have fewer accounts. For example, you can see how this would be substantially easier if you have a single checking account vs. 15 different accounts.
Tiller Finance - This is the system I use personally. It is a hybrid of manual and automatic. The system utilizes technology to input your data automatically into a spreadsheet for you. It also auto-creates templates that help give you insight into your spending. The data is analyzed in a spreadsheet which gives the user much more flexibility over how the data is presented.
App - For those that were using Mint, there are a host of other app options. Some of them are paid and some free- Credit Karma, Monarch Money, FaithFi, YNAB, Rocket Money, etc. Each has different features that may appeal to different users.
While the closing of Mint was rightfully a shock to many devoted users, fortunately, there are other alternatives. It may even give some users the opportunity to take their budgeting and cash flow tracking to the next level.
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